Credit Report Opt Out
Posted On: July 27, 2023 by San Luis Valley Federal Bank in: Financial Education
We recently learned that some members receive many marketing solicitations after pulling their credit report. The four major credit bureaus, Equifax, Experian, Innovis, and Transunion, have made purchasing your credit inquiry data much easier. It is important to note that credit inquiry data is NOT the same as your credit report.
San Luis Valley Federal Bank nor any other bank or finance company control solicitations you...
Financial Health
Posted On: January 20, 2023 by San Luis Valley Federal Bank in: Financial Education
Your credit report is your most important financial document. It’s what’s used by lenders to determine if you’re eligible for a loan, and it may also be checked when you apply for a job, insurance, or to rent a property.
The information on your credit report is used to calculate your credit score. If you want to increase your score, you need to make sure that the information the credit bureaus are collecting...