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Mortgage Loans

Find Your Home Loan

Buying a home is one of the biggest decisions you’ll ever make. It’s where you and your family will have dinner, host parties, and call home. And while you’ll be focused on choosing the right home for your family, it’s just as important to make sure you choose the right lender. At San Luis Valley Federal Bank, our lenders are Committed to Your Success. Our loan officers will sit down with you, discuss your options and walk you through the application process. If you’d like to get started, you can start your mortgage application in our online mortgage center.

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Mortgage Loans We Offer

Loan TypeWho this loan is for
Fixed-Rate MortgageIndividuals who plan on living in their home longer than 10 years and want to be able to make the same payment each month and pay the same rate for the entire term of the loan.
Adjustable-Rate MortgageBorrowers who will be living in their home less than 10 years. This loan offers a better rate early on in the loan’s term before the interest rate is adjusted later.
Mortgage RefinancingHomeowners who want to take advantage of lower interest rates to either reduce their monthly payment or reduce the amount of interest they’ll pay over the term of the loan.

Currently, San Luis Valley Federal Bank only lends within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache). The bank will occasionally loan outside the valley but only within the State of Colorado and to existing bank members.