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CDs

Get More From Your Savings

If you’re looking to earn a better rate than you’ll find in a traditional savings account, a certificate of deposit (CD) from San Luis Valley Federal Bank is a great option. Our CDs allow you to focus your savings and earn a better rate, allowing your money to do more for you. If you'd like to open a CD with us, click the link below.

Currently, San Luis Valley Federal Bank is only accepting deposit accounts within the 6 San Luis Valley counties (Alamosa, Conejos, Costilla, Mineral, Rio Grande, and Saguache).

Special CD Offer: 6 Month CD 4.25% APY

A Smart and Secure Way to Grow Your Money

Looking for a better way to grow your savings? Our 6 Month CD with a 4.25% APY offers a great return with the security of a fixed rate, without a long-term commitment.

Open a Certificate of Deposit with a minimum balance of $1,000 and enjoy peace of mind knowing your funds are insured and earning more. This limited-time offer is available from November 1 through December 31, 2025.

Choosing San Luis Valley Federal Bank means choosing people who care about the San Luis Valley as much as you do. Your money stays local, strengthening our community while you build your savings.

Save Smarter and help our community thrive!

Disclosure: Annual Percentage Yield (APY) accurate as of November 1, 2025. $1,000 minimum balance required to open and earn stated APY. Penalty for early withdrawal. Fees could reduce earnings. Offer valid November 1 – December 31, 2025. Early withdrawal penalties apply. Offer subject to change without notice. Member FDIC.

Visit Us Today   Check Rates

What You Need to Know About CDs

CDs allow you to earn more and grow your money. The key features of our CDs include:

  • $1,000 minimum deposit requirement
  • Terms range from 6 months to 2 years
  • Rates determined based on term length
  • Premium rate for balances of $100,000 or more
  • Early withdrawals subject to penalty
  • Withdraw or reinvest your funds at full maturity

 

Have Questions or Concerns? 


  • Alamosa Main Office

  • Denise Heersink

    Denise Heersink

    Member Service Representative

    Department: Deposit

    Location: Alamosa Main Office

    Phone: (719) 589-6653

    Contact Me
  • Pauline Martinez

    Pauline Martinez

    Member Service Representative

    Department: Deposit

    Location: Alamosa Main Office

    Phone: (719) 589-6653

    Contact Me
  • Ramona Quintana

    Ramona Quintana

    Member Service Representative

    Department: Deposit

    Location: Alamosa Main Office

    Phone: (719) 589-6653

    Contact Me
  • Monte Vista Office

  • Mindy Chavez

    Mindy Chavez

    Savings Department Manager

    Department: Deposit

    Location: Monte Vista Office

    Phone: (719) 589-6653

    Contact Me
  • Adelicia McDonald

    Adelicia McDonald

    Member Service Representative

    Department: Deposit

    Location: Monte Vista Office

    Phone: (719) 589-6653

    Contact Me
  • Jessica Montoya

    Jessica Montoya

    Member Service Representative

    Department: Deposit

    Location: Monte Vista Office

    Phone: (719) 589-6653

    Contact Me
  • West Alamosa Office

  • Amanda Cornum

    Amanda Cornum

    Member Service Representative

    Department: Deposit

    Location: West Alamosa Office

    Phone: (719) 589-6653

    Contact Me