Education Center

Online Banking:

• Safe and Secure
• Check all your account balances
• Pay bills and make transfers to people
• View real-time account balances, check images and history
• 24-hour access to checking, loans and CDs
• Export history to financial software or spreadsheets
• Transfer funds between accounts
• Request stop payments

Online Bill Pay:

• Pay Virtually Anyone. From the local bakery to a Fortune 500 Company, even your babysitter.
• Send Money to Friends and Family. All you need is their email address or cell phone number.
• Same Day/Next Day Payments. Payments can often be received in as little as one business day, even that same afternoon if necessary.
• Group Payments into Categories. Organize your utilities, cable and phone into a folder named household.
• Receive eBills. Green, more convenient, more secure and easier to manage.
• Reminders. Receive updates through email when you receive a bill, or when it’s due.
• Automatic Payments. Great for bills that stay the same each month, like your rent and your car loan.
• Search Bill History. Search by company, date and status, the moment you need an answer, wherever you are.

Online Billpay – Interactive Demo Click here to try out our interactive Online Billpay demo!

eStatements:

• SLVFB Mobile Deposit: All the features of Online Banking and Online Billpay, but directly through your phone. Safe, secure, and very convenient.
• SLVFB Mobile Deposit – Interactive Demo Click here to try out our interactive SLVFB Mobile Banking and Mobile Deposit demo!

uChoose Debit Card Rewards

• Our debit card earns points! Every purchase made with your SLVFB debit card earns points towards the reward of our choice, including cash!
• Redeeming your points is easy! Visit uChooseRewards.com anytime to track and redeem your points.
• Choose your reward! There are thousands of reward options including merchandise, travel, event tickets, merchant gift cards, cash, and much more.
• Earn bonus points! Visit uChooseRewards.com to find out which retailers are currently offering bonus point incentives.

SLVFB Mobile Banking

SLVFB Mobile Banking: All the features of Online Banking and Online Billpay, but directly through your phone. Safe, secure, and very convenient.

SLVFB Mobile Banking – Interactive Demo Click here to try out our interactive SLVFB Mobile Banking demo!

Mobile Deposit

SLVFB Mobile Deposit: All the features of Online Banking and Online Billpay, but directly through your phone. Safe, secure, and very convenient.

SLVFB Mobile Deposit – Interactive Demo Click here to try out our interactive SLVFB Mobile Banking and Mobile Deposit demo!

Mobile Card Control

• Helps safeguard your cards from fraud
• Lets you define areas where your card can be used
• Limit purchase by the type of merchant 
• Set limits on the dollar amount
• Instantly change your settings, giving you complete control over your debit card

EMV Chip Cards

EMV Chip Cards: EMV Chip cards are phasing out the older style Debit Cards. They have a microchip embedded in the card which adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S. Want to learn more about SLVFB’s EMV Chip Cards? Click here

Health Savings Accounts

Learn more about the Health Savings Account (HSA) that is used for health care costs that works directly with a qualified high deductable health plan (HDHP). An HSA in conjunction with a high-deductible health plan is a new way to lower your health care costs. It's a tax-advantaged account that can be used to pay for day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax-free, year after year.

FDIC Insurance

FDIC Insurance – What is it? How does it work? The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds. FDIC insurance covers all deposit accounts, including:

• Checking Accounts
• Savings Accounts
• Money market deposit accounts
• Certificates of deposit

FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual funds, life insurance policies, annuities or securities. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

Have more questions about FDIC Insurance? Please contact us, we are happy to assist!

FDIC Resources: FDIC.gov/EDIE – Insurance Coverage Calculator

Identity Theft Prevention

Identity Theft Prevention: Phishing, Pharming, Spyware, and Dumpster Diving are all techniques used by fraudsters to try and steal your identity. Once they have your identity your financial well being is at risk. These techniques are becoming more sophisticated every year. Identity Theft Danger Zones exist in Emails, on the Internet, through Telephone Calls, and even at Home. Learn what to watch for and how to avoid becoming a victim.